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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,044 | $227,399-86.8% | $189,758-84.2% | $198,609-84.9% |
| Participation rate | 92.9% | 84.0%+8.9pp | 79.8%+13.1pp | 82.4%+10.5pp |
| Annual return | 23.04% | 61.03%-38.0pp | 52.62%-29.6pp | 202.70%-179.7pp |
| Employer contribution / active EE | $1,862 | $5,526-66.3% | $4,767-60.9% | $5,055-63.2% |
| Participant deferral / active EE | $11,267 | $6,837+64.8% | $5,856+92.4% | $6,977+61.5% |
| Admin fee / account holder | $1,592 | $25,162-93.7% | $20,388-92.2% | $19,030-91.6% |