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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,205 | $102,245+89.9% | $89,340+117.4% | $137,256+41.5% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 23.65% | 21.89%+1.8pp | 20.57%+3.1pp | 220.34%-196.7pp |
| Employer contribution / active EE | $1,799 | $2,529-28.9% | $2,231-19.4% | $4,156-56.7% |
| Participant deferral / active EE | $5,400 | $4,436+21.7% | $3,823+41.3% | $6,407-15.7% |
| Admin fee / account holder | $6,356 | $8,085-21.4% | $6,704-5.2% | $12,270-48.2% |