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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,379 | $100,147+56.1% | $81,286+92.4% | $145,877+7.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 16.69% | 34.44%-17.7pp | 24.80%-8.1pp | 551.28%-534.6pp |
| Employer contribution / active EE | $13,200 | $2,977+343.4% | $2,463+436.0% | $4,663+183.1% |
| Participant deferral / active EE | $29,400 | $4,607+538.1% | $3,883+657.1% | $6,691+339.4% |
| Admin fee / account holder | $3,956 | $8,201-51.8% | $5,764-31.4% | $13,402-70.5% |