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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,970 | $160,040-25.0% | $147,096-18.4% | $145,877-17.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 89.44% | 98.49%-9.1pp | 419.75%-330.3pp | 551.28%-461.8pp |
| Employer contribution / active EE | $5,466 | $5,289+3.3% | $4,936+10.7% | $4,663+17.2% |
| Participant deferral / active EE | $9,863 | $8,429+17.0% | $8,071+22.2% | $6,691+47.4% |
| Admin fee / account holder | $890 | $15,050-94.1% | $13,005-93.2% | $13,402-93.4% |