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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,647 | $138,114-64.1% | $125,391-60.4% | $134,545-63.1% |
| Participation rate | 60.0% | 84.5%-24.5pp | 82.4%-22.4pp | 81.2%-21.2pp |
| Annual return | -15.82% | 750.88%-766.7pp | 572.41%-588.2pp | 418.37%-434.2pp |
| Employer contribution / active EE | $1,645 | $5,246-68.6% | $4,816-65.8% | $4,742-65.3% |
| Participant deferral / active EE | $7,406 | $7,801-5.1% | $7,448-0.6% | $6,401+15.7% |
| Admin fee / account holder | $9,576 | $11,570-17.2% | $10,009-4.3% | $11,431-16.2% |