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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,339 | $37,463+797.8% | $77,096+336.3% | $66,938+402.5% |
| Participation rate | 15.8% | 52.9%-37.1pp | 67.9%-52.1pp | 69.8%-54.0pp |
| Annual return | -24.43% | -3.25%-21.2pp | 42.35%-66.8pp | 1.58%-26.0pp |
| Employer contribution / active EE | $445 | $1,535-71.0% | $2,814-84.2% | $2,545-82.5% |
| Participant deferral / active EE | $1,049 | $2,621-60.0% | $4,429-76.3% | $4,238-75.2% |
| Admin fee / account holder | $0 | $568-100.0% | $5,428-100.0% | $594-100.0% |