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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,365 | $61,125+0.4% | $94,057-34.8% | $87,485-29.9% |
| Participation rate | 100.0% | 64.1%+35.9pp | 73.3%+26.7pp | 68.9%+31.1pp |
| Annual return | 17.75% | 35.20%-17.5pp | 480.62%-462.9pp | 26.06%-8.3pp |
| Employer contribution / active EE | $2,145 | $2,136+0.4% | $2,933-26.9% | $2,596-17.4% |
| Participant deferral / active EE | $3,301 | $3,260+1.3% | $4,709-29.9% | $4,274-22.8% |
| Admin fee / account holder | $8,323 | $5,629+47.9% | $7,244+14.9% | $7,775+7.1% |