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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,081 | $91,536-65.0% | $130,062-75.3% | $75,177-57.3% |
| Participation rate | 87.5% | 71.5%+16.0pp | 78.5%+9.0pp | 67.2%+20.3pp |
| Annual return | 91.73% | -631.62%+723.4pp | -137.37%+229.1pp | 160.75%-69.0pp |
| Employer contribution / active EE | $2,421 | $2,845-14.9% | $4,322-44.0% | $2,671-9.4% |
| Participant deferral / active EE | $5,621 | $4,343+29.4% | $5,821-3.4% | $4,126+36.2% |
| Admin fee / account holder | $902 | $6,780-86.7% | $10,601-91.5% | $5,651-84.0% |