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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,691 | $88,778-90.2% | $81,844-89.4% | $145,884-94.0% |
| Participation rate | 60.0% | 75.1%-15.1pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 18.27% | 1033.03%-1014.8pp | 778.87%-760.6pp | 551.85%-533.6pp |
| Employer contribution / active EE | $1,421 | $3,087-54.0% | $2,916-51.3% | $4,662-69.5% |
| Participant deferral / active EE | $1,969 | $4,648-57.6% | $4,323-54.5% | $6,690-70.6% |
| Admin fee / account holder | $308 | $8,430-96.3% | $7,355-95.8% | $13,392-97.7% |