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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,880 | $102,595-91.3% | $94,057-90.6% | $154,746-94.3% |
| Participation rate | 62.5% | 76.0%-13.5pp | 73.3%-10.8pp | 80.7%-18.2pp |
| Annual return | 21.01% | 583.42%-562.4pp | 480.62%-459.6pp | 172.34%-151.3pp |
| Employer contribution / active EE | $1,319 | $3,147-58.1% | $2,933-55.0% | $4,379-69.9% |
| Participant deferral / active EE | $1,360 | $5,118-73.4% | $4,709-71.1% | $6,730-79.8% |
| Admin fee / account holder | $2,752 | $7,736-64.4% | $7,244-62.0% | $14,365-80.8% |