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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,880 | $72,071-87.7% | $68,368-87.0% | $137,256-93.5% |
| Participation rate | 62.5% | 76.2%-13.7pp | 73.8%-11.3pp | 80.0%-17.5pp |
| Annual return | 21.01% | 353.14%-332.1pp | 292.57%-271.6pp | 220.34%-199.3pp |
| Employer contribution / active EE | $1,319 | $2,788-52.7% | $2,649-50.2% | $4,156-68.3% |
| Participant deferral / active EE | $1,360 | $4,410-69.2% | $4,123-67.0% | $6,407-78.8% |
| Admin fee / account holder | $2,752 | $5,336-48.4% | $5,150-46.6% | $12,270-77.6% |