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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,182 | $92,743+284.1% | $82,744+330.5% | $134,532+164.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -13.74% | 946.63%-960.4pp | 702.22%-716.0pp | 418.27%-432.0pp |
| Employer contribution / active EE | $915 | $3,273-72.0% | $3,008-69.6% | $4,741-80.7% |
| Participant deferral / active EE | $3,287 | $4,802-31.5% | $4,395-25.2% | $6,401-48.6% |
| Admin fee / account holder | $12,055 | $5,977+101.7% | $5,325+126.4% | $11,429+5.5% |