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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,995 | $29,716+21.1% | $56,077-35.8% | $80,925-55.5% |
| Participation rate | 38.7% | 41.7%-3.0pp | 52.5%-13.8pp | 67.7%-28.9pp |
| Annual return | 15.13% | 35.30%-20.2pp | 1709.28%-1694.1pp | 35.65%-20.5pp |
| Employer contribution / active EE | $911 | $671+35.8% | $1,040-12.4% | $2,756-66.9% |
| Participant deferral / active EE | $2,710 | $1,228+120.6% | $1,954+38.7% | $4,299-36.9% |
| Admin fee / account holder | $1,022 | $2,432-58.0% | $2,825-63.8% | $6,940-85.3% |