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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,995 | $29,733+21.1% | $56,025-35.8% | $80,959-55.5% |
| Participation rate | 38.7% | 41.7%-3.0pp | 52.5%-13.8pp | 67.7%-29.0pp |
| Annual return | 15.13% | 35.28%-20.1pp | 1712.69%-1697.6pp | 35.67%-20.5pp |
| Employer contribution / active EE | $911 | $672+35.7% | $1,042-12.5% | $2,757-66.9% |
| Participant deferral / active EE | $2,710 | $1,229+120.5% | $1,955+38.7% | $4,300-37.0% |
| Admin fee / account holder | $1,022 | $2,434-58.0% | $2,828-63.9% | $6,925-85.2% |