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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,467 | $29,736-27.8% | $56,033-61.7% | $80,935-73.5% |
| Participation rate | 24.0% | 41.7%-17.7pp | 52.5%-28.5pp | 67.7%-43.7pp |
| Annual return | 27.76% | 35.28%-7.5pp | 1711.38%-1683.6pp | 35.66%-7.9pp |
| Employer contribution / active EE | $387 | $671-42.4% | $1,041-62.9% | $2,757-86.0% |
| Participant deferral / active EE | $1,299 | $1,228+5.8% | $1,954-33.5% | $4,299-69.8% |
| Admin fee / account holder | $558 | $2,434-77.1% | $2,827-80.2% | $6,924-91.9% |