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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,764 | $81,763-97.8% | $58,561-97.0% | $139,466-98.7% |
| Participation rate | 20.0% | 61.3%-41.3pp | 50.9%-30.9pp | 80.3%-60.3pp |
| Annual return | 21.39% | 7427.77%-7406.4pp | 4251.33%-4229.9pp | 373.66%-352.3pp |
| Employer contribution / active EE | $191 | $1,398-86.3% | $1,053-81.8% | $4,754-96.0% |
| Participant deferral / active EE | $341 | $2,555-86.7% | $1,923-82.3% | $6,712-94.9% |
| Admin fee / account holder | $1,446 | $3,273-55.8% | $2,520-42.6% | $11,409-87.3% |