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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,617 | $185,312+13.1% | $161,489+29.8% | $154,746+35.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 10.38% | 103.84%-93.5pp | 89.72%-79.3pp | 172.34%-162.0pp |
| Employer contribution / active EE | $24,350 | $4,769+410.6% | $4,268+470.5% | $4,379+456.1% |
| Participant deferral / active EE | $23,000 | $6,350+262.2% | $5,630+308.5% | $6,730+241.7% |
| Admin fee / account holder | $785 | $18,654-95.8% | $16,006-95.1% | $14,365-94.5% |