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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,738 | $106,247-84.2% | $96,515-82.7% | $139,466-88.0% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 15.12% | 38.47%-23.3pp | 35.73%-20.6pp | 373.66%-358.5pp |
| Employer contribution / active EE | $13,282 | $4,106+223.5% | $3,740+255.2% | $4,754+179.4% |
| Participant deferral / active EE | $32,381 | $5,456+493.5% | $4,880+563.6% | $6,712+382.4% |
| Admin fee / account holder | $27,128 | $7,885+244.0% | $6,735+302.8% | $11,409+137.8% |