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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,777 | $108,882-59.8% | $96,754-54.8% | $154,746-71.7% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 22.98% | 98.39%-75.4pp | 82.04%-59.1pp | 172.34%-149.4pp |
| Employer contribution / active EE | $2,176 | $3,018-27.9% | $2,679-18.8% | $4,379-50.3% |
| Participant deferral / active EE | $3,836 | $5,323-27.9% | $4,758-19.4% | $6,730-43.0% |
| Admin fee / account holder | $157 | $10,200-98.5% | $8,905-98.2% | $14,365-98.9% |