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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,777 | $97,125-54.9% | $86,233-49.2% | $137,256-68.1% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 22.98% | 74.19%-51.2pp | 61.39%-38.4pp | 220.34%-197.4pp |
| Employer contribution / active EE | $2,176 | $2,841-23.4% | $2,504-13.1% | $4,156-47.6% |
| Participant deferral / active EE | $3,836 | $5,180-25.9% | $4,559-15.9% | $6,407-40.1% |
| Admin fee / account holder | $157 | $9,725-98.4% | $8,342-98.1% | $12,270-98.7% |