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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,263 | $100,203-71.8% | $85,240-66.8% | $145,897-80.6% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 14.63% | 84.28%-69.6pp | 66.75%-52.1pp | 552.29%-537.7pp |
| Employer contribution / active EE | $1,861 | $3,242-42.6% | $2,735-32.0% | $4,663-60.1% |
| Participant deferral / active EE | $2,789 | $5,299-47.4% | $4,527-38.4% | $6,689-58.3% |
| Admin fee / account holder | $107 | $7,265-98.5% | $6,165-98.3% | $13,390-99.2% |