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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,885 | $57,541-74.1% | $95,759-84.5% | $75,177-80.2% |
| Participation rate | 33.3% | 62.5%-29.2pp | 72.3%-38.9pp | 67.2%-33.9pp |
| Annual return | 32.29% | 34.93%-2.6pp | 28.42%+3.9pp | 160.75%-128.5pp |
| Employer contribution / active EE | $660 | $1,808-63.5% | $2,836-76.7% | $2,671-75.3% |
| Participant deferral / active EE | $2,597 | $3,074-15.5% | $4,244-38.8% | $4,126-37.1% |
| Admin fee / account holder | $663 | $4,099-83.8% | $5,678-88.3% | $5,651-88.3% |