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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,292 | $95,915-49.7% | $79,580-39.3% | $134,532-64.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -22.53% | -2.71%-19.8pp | 0.15%-22.7pp | 418.27%-440.8pp |
| Employer contribution / active EE | $16,365 | $3,129+423.0% | $2,413+578.1% | $4,741+245.2% |
| Participant deferral / active EE | $10,917 | $4,693+132.6% | $3,985+173.9% | $6,401+70.6% |
| Admin fee / account holder | $656 | $9,132-92.8% | $6,835-90.4% | $11,429-94.3% |