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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,881 | $82,674+348.6% | $125,381+195.8% | $68,486+441.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -20.05% | -5.97%-14.1pp | 572.31%-592.4pp | -7.85%-12.2pp |
| Employer contribution / active EE | $10,267 | $3,382+203.6% | $4,815+113.2% | $2,597+295.4% |
| Participant deferral / active EE | $12,966 | $6,111+112.2% | $7,448+74.1% | $4,028+221.9% |
| Admin fee / account holder | $60,166 | $6,277+858.5% | $10,007+501.2% | $5,404+1013.4% |