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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,319 | $124,980-57.3% | $108,359-50.8% | $154,746-65.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 55.01% | 45.00%+10.0pp | 36.89%+18.1pp | 172.34%-117.3pp |
| Employer contribution / active EE | $2,095 | $2,851-26.5% | $2,399-12.7% | $4,379-52.2% |
| Participant deferral / active EE | $6,781 | $4,743+43.0% | $4,137+63.9% | $6,730+0.8% |
| Admin fee / account holder | $15,388 | $11,502+33.8% | $9,741+58.0% | $14,365+7.1% |