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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,510 | $96,419-97.4% | $80,648-96.9% | $139,487-98.2% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 27.34% | 1352.86%-1325.5pp | 937.21%-909.9pp | 373.84%-346.5pp |
| Employer contribution / active EE | $0 | $3,261-100.0% | $2,724-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $1,971 | $5,225-62.3% | $4,443-55.7% | $6,713-70.6% |
| Admin fee / account holder | $541 | $6,605-91.8% | $5,382-90.0% | $11,407-95.3% |