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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,210 | $67,823-54.0% | $52,425-40.5% | $137,256-77.3% |
| Participation rate | 77.8% | 63.9%+13.9pp | 55.6%+22.2pp | 80.0%-2.2pp |
| Annual return | 21.89% | 219.11%-197.2pp | 302.12%-280.2pp | 220.34%-198.4pp |
| Employer contribution / active EE | $1,559 | $1,163+34.1% | $914+70.6% | $4,156-62.5% |
| Participant deferral / active EE | $4,040 | $2,288+76.6% | $1,790+125.6% | $6,407-36.9% |
| Admin fee / account holder | $511 | $2,844-82.0% | $2,495-79.5% | $12,270-95.8% |