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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,946 | $76,519-71.3% | $56,025-60.8% | $145,897-85.0% |
| Participation rate | 60.0% | 63.2%-3.2pp | 52.5%+7.5pp | 80.3%-20.3pp |
| Annual return | 14.82% | 3017.03%-3002.2pp | 1712.69%-1697.9pp | 552.29%-537.5pp |
| Employer contribution / active EE | $1,196 | $1,383-13.6% | $1,042+14.8% | $4,663-74.4% |
| Participant deferral / active EE | $2,992 | $2,624+14.0% | $1,955+53.1% | $6,689-55.3% |
| Admin fee / account holder | $7 | $3,331-99.8% | $2,828-99.8% | $13,390-100.0% |