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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,881 | $22,602-87.3% | $65,566-95.6% | $75,173-96.2% |
| Participation rate | 64.2% | 63.1%+1.1pp | 64.9%-0.8pp | 67.2%-3.0pp |
| Annual return | 69.92% | 71.13%-1.2pp | 47.40%+22.5pp | 160.72%-90.8pp |
| Employer contribution / active EE | $866 | $941-8.0% | $1,692-48.8% | $2,671-67.6% |
| Participant deferral / active EE | $2,196 | $1,695+29.6% | $2,832-22.4% | $4,126-46.8% |
| Admin fee / account holder | $158 | $1,877-91.6% | $4,114-96.1% | $5,651-97.2% |