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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,357 | $142,409-94.1% | $119,634-93.0% | $134,545-93.8% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.3%-4.3pp | 81.2%-6.2pp |
| Annual return | -3.10% | -12.46%+9.4pp | -14.98%+11.9pp | 418.37%-421.5pp |
| Employer contribution / active EE | $1,121 | $5,224-78.5% | $4,232-73.5% | $4,742-76.4% |
| Participant deferral / active EE | $3,376 | $6,468-47.8% | $5,601-39.7% | $6,401-47.3% |
| Admin fee / account holder | $561 | $13,594-95.9% | $10,329-94.6% | $11,431-95.1% |