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| Provider | Service type | Compensation |
|---|---|---|
CAMBRIDGE INVESTMENT RESEARCH3+ years Filed as: CAMBRIDGE INVESTMENT GROUP Service code 27 1776 PLEASANT PLAIN ROAD · FAIRFIELD, IA 52556 | Advisory (Plan) | $22,437 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $21,845 |
HPM PARTNERS1 year Filed as: HPM PARTNERS, LLC Service code 15 · EIN 35-2467663 | Recordkeeping | $8,252 |
TRUOG-RYDING COMPANY, INC.3+ years Service code 13 · EIN 95-3497679 | Contract Administrator | $4,860 |
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 28 · EIN 84-0467907 | Investment Management | $2,075 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,850 | $78,607-65.8% | $105,624-74.6% | $74,478-63.9% |
| Participation rate | 74.2% | 72.8%+1.4pp | 75.3%-1.1pp | 67.2%+7.0pp |
| Annual return | 12.35% | 15.96%-3.6pp | 116.20%-103.9pp | 1370.56%-1358.2pp |
| Employer contribution / active EE | $2,334 | $2,523-7.5% | $3,168-26.3% | $2,626-11.1% |
| Participant deferral / active EE | $4,920 | $4,325+13.8% | $5,013-1.8% | $4,350+13.1% |
| Admin fee / account holder | $249 | $2,220-88.8% | $10,961-97.7% | $1,946-87.2% |