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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,581 | $169,356-63.6% | $129,406-52.4% | $145,897-57.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.98% | 14418.62%-14402.6pp | 9468.18%-9452.2pp | 552.29%-536.3pp |
| Employer contribution / active EE | $3,000 | $5,542-45.9% | $4,155-27.8% | $4,663-35.7% |
| Participant deferral / active EE | $12,750 | $4,987+155.7% | $4,167+206.0% | $6,689+90.6% |
| Admin fee / account holder | $573 | $9,915-94.2% | $7,689-92.5% | $13,390-95.7% |