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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,752 | $167,353-6.3% | $143,797+9.0% | $134,545+16.5% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -28.53% | 0.48%-29.0pp | -0.04%-28.5pp | 418.37%-446.9pp |
| Employer contribution / active EE | $1,785 | $5,620-68.2% | $4,952-64.0% | $4,742-62.4% |
| Participant deferral / active EE | $4,847 | $6,447-24.8% | $5,638-14.0% | $6,401-24.3% |
| Admin fee / account holder | $1,407 | $18,096-92.2% | $14,679-90.4% | $11,431-87.7% |