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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,478 | $96,419-87.1% | $80,648-84.5% | $139,487-91.1% |
| Participation rate | 91.3% | 73.6%+17.7pp | 67.0%+24.3pp | 80.3%+11.0pp |
| Annual return | 20.92% | 1352.86%-1331.9pp | 937.21%-916.3pp | 373.84%-352.9pp |
| Employer contribution / active EE | $3,126 | $3,261-4.2% | $2,724+14.8% | $4,755-34.3% |
| Participant deferral / active EE | $4,822 | $5,225-7.7% | $4,443+8.5% | $6,713-28.2% |
| Admin fee / account holder | $1,271 | $6,605-80.8% | $5,382-76.4% | $11,407-88.9% |