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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,901 | $114,712+122.2% | $173,730+46.7% | $87,485+191.4% |
| Participation rate | 92.7% | 73.0%+19.7pp | 79.6%+13.2pp | 68.9%+23.8pp |
| Annual return | 16.42% | 20.18%-3.8pp | 19.96%-3.5pp | 26.06%-9.6pp |
| Employer contribution / active EE | $5,328 | $2,904+83.5% | $4,577+16.4% | $2,596+105.2% |
| Participant deferral / active EE | $8,466 | $4,642+82.4% | $6,326+33.8% | $4,274+98.1% |
| Admin fee / account holder | $4,616 | $10,210-54.8% | $17,523-73.7% | $7,775-40.6% |