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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,901 | $108,825+134.2% | $156,181+63.2% | $82,448+209.2% |
| Participation rate | 92.7% | 72.4%+20.4pp | 78.8%+13.9pp | 68.1%+24.7pp |
| Annual return | 16.42% | 20.59%-4.2pp | 64.87%-48.5pp | 41.64%-25.2pp |
| Employer contribution / active EE | $5,328 | $2,870+85.7% | $4,294+24.1% | $2,551+108.9% |
| Participant deferral / active EE | $8,466 | $4,577+84.9% | $6,132+38.1% | $4,139+104.5% |
| Admin fee / account holder | $4,616 | $9,341-50.6% | $14,586-68.4% | $7,234-36.2% |