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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,901 | $123,478+106.4% | $216,567+17.7% | $94,015+171.1% |
| Participation rate | 92.7% | 75.1%+17.6pp | 81.6%+11.1pp | 70.8%+21.9pp |
| Annual return | 16.42% | 23.61%-7.2pp | 12.94%+3.5pp | 17.84%-1.4pp |
| Employer contribution / active EE | $5,328 | $3,136+69.9% | $5,216+2.2% | $2,790+91.0% |
| Participant deferral / active EE | $8,466 | $4,556+85.8% | $6,191+36.8% | $4,249+99.2% |
| Admin fee / account holder | $4,616 | $12,753-63.8% | $21,981-79.0% | $8,951-48.4% |