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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,900 | $85,024-95.4% | $70,544-94.5% | $139,466-97.2% |
| Participation rate | 85.7% | 73.9%+11.8pp | 68.4%+17.4pp | 80.3%+5.4pp |
| Annual return | 21.84% | 30.39%-8.5pp | 32.79%-10.9pp | 373.66%-351.8pp |
| Employer contribution / active EE | $905 | $3,912-76.9% | $2,976-69.6% | $4,754-81.0% |
| Participant deferral / active EE | $1,718 | $5,891-70.8% | $4,568-62.4% | $6,712-74.4% |
| Admin fee / account holder | $319 | $8,928-96.4% | $6,427-95.0% | $11,409-97.2% |