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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,481 | $148,623-89.6% | $135,974-88.6% | $139,466-88.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 0.00% | 79.30%-79.3pp | 68.30%-68.3pp | 373.66%-373.7pp |
| Employer contribution / active EE | $2,427 | $5,246-53.7% | $4,859-50.1% | $4,754-49.0% |
| Participant deferral / active EE | $9,180 | $8,103+13.3% | $7,760+18.3% | $6,712+36.8% |
| Admin fee / account holder | $878 | $12,406-92.9% | $10,767-91.8% | $11,409-92.3% |