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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,162 | $22,602-86.0% | $65,566-95.2% | $75,173-95.8% |
| Participation rate | 64.1% | 63.1%+1.0pp | 64.9%-0.9pp | 67.2%-3.1pp |
| Annual return | 520.33% | 71.13%+449.2pp | 47.40%+472.9pp | 160.72%+359.6pp |
| Employer contribution / active EE | $606 | $941-35.6% | $1,692-64.2% | $2,671-77.3% |
| Participant deferral / active EE | $1,826 | $1,695+7.7% | $2,832-35.5% | $4,126-55.8% |
| Admin fee / account holder | $249 | $1,877-86.8% | $4,114-94.0% | $5,651-95.6% |