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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,323 | $81,763-94.7% | $58,561-92.6% | $139,466-96.9% |
| Participation rate | 61.9% | 61.3%+0.6pp | 50.9%+11.0pp | 80.3%-18.4pp |
| Annual return | 23.83% | 7427.77%-7403.9pp | 4251.33%-4227.5pp | 373.66%-349.8pp |
| Employer contribution / active EE | $727 | $1,398-48.0% | $1,053-31.0% | $4,754-84.7% |
| Participant deferral / active EE | $1,101 | $2,555-56.9% | $1,923-42.8% | $6,712-83.6% |
| Admin fee / account holder | $130 | $3,273-96.0% | $2,520-94.9% | $11,409-98.9% |