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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,026 | $79,955-49.9% | $98,461-59.3% | $75,173-46.8% |
| Participation rate | 94.5% | 70.4%+24.2pp | 75.2%+19.4pp | 67.2%+27.3pp |
| Annual return | 82.85% | 19.75%+63.1pp | 21.17%+61.7pp | 160.72%-77.9pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $13,369 | $3,752+256.3% | $4,738+182.1% | $4,126+224.0% |
| Admin fee / account holder | $4,543 | $6,841-33.6% | $8,961-49.3% | $5,651-19.6% |