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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,119 | $93,598-56.1% | $135,974-69.8% | $75,173-45.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 69.07% | 30.89%+38.2pp | 68.30%+0.8pp | 160.72%-91.7pp |
| Employer contribution / active EE | $6,240 | $3,538+76.4% | $4,859+28.4% | $2,671+133.6% |
| Participant deferral / active EE | $13,074 | $6,405+104.1% | $7,760+68.5% | $4,126+216.9% |
| Admin fee / account holder | $516 | $6,978-92.6% | $10,767-95.2% | $5,651-90.9% |