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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,722 | $102,663-52.5% | $86,216-43.5% | $139,466-65.1% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.0%+6.0pp | 80.3%-5.3pp |
| Annual return | 15.32% | 1924.52%-1909.2pp | 1169.42%-1154.1pp | 373.66%-358.3pp |
| Employer contribution / active EE | $2,493 | $3,035-17.9% | $2,382+4.7% | $4,754-47.6% |
| Participant deferral / active EE | $7,183 | $4,677+53.6% | $3,986+80.2% | $6,712+7.0% |
| Admin fee / account holder | $17,278 | $8,663+99.5% | $6,853+152.1% | $11,409+51.4% |