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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,597 | $111,878-36.9% | $93,727-24.7% | $145,897-51.6% |
| Participation rate | 84.2% | 74.2%+10.0pp | 68.7%+15.5pp | 80.3%+3.9pp |
| Annual return | 13.62% | 204.28%-190.7pp | 133.83%-120.2pp | 552.29%-538.7pp |
| Employer contribution / active EE | $3,391 | $3,092+9.7% | $2,421+40.0% | $4,663-27.3% |
| Participant deferral / active EE | $9,354 | $4,920+90.1% | $4,417+111.8% | $6,689+39.8% |
| Admin fee / account holder | $814 | $10,256-92.1% | $8,292-90.2% | $13,390-93.9% |