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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,419 | $51,207-93.3% | $70,565-95.2% | $71,529-95.2% |
| Participation rate | 81.9% | 59.4%+22.5pp | 68.4%+13.6pp | 67.9%+14.0pp |
| Annual return | 26.20% | 42.71%-16.5pp | 32.79%-6.6pp | 28.97%-2.8pp |
| Employer contribution / active EE | $720 | $1,795-59.9% | $2,976-75.8% | $2,590-72.2% |
| Participant deferral / active EE | $1,611 | $3,033-46.9% | $4,568-64.7% | $4,291-62.5% |
| Admin fee / account holder | $215 | $2,002-89.2% | $6,430-96.7% | $1,588-86.4% |