Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,479 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,991 | $65,453-72.5% | $86,698-79.2% | $66,938-73.1% |
| Participation rate | 66.9% | 75.5%-8.6pp | 76.6%-9.7pp | 69.8%-2.9pp |
| Annual return | -15.28% | -10.89%-4.4pp | 35.95%-51.2pp | 1.58%-16.9pp |
| Employer contribution / active EE | $1,669 | $2,154-22.5% | $2,837-41.2% | $2,545-34.4% |
| Participant deferral / active EE | $3,470 | $4,102-15.4% | $4,656-25.5% | $4,238-18.1% |
| Admin fee / account holder | $13 | $642-97.9% | $7,493-99.8% | $594-97.8% |