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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,119 | $84,628-70.3% | $61,501-59.2% | $134,545-81.3% |
| Participation rate | 21.1% | 62.2%-41.2pp | 52.6%-31.5pp | 81.2%-60.2pp |
| Annual return | -18.08% | 585.61%-603.7pp | 339.04%-357.1pp | 418.37%-436.5pp |
| Employer contribution / active EE | $596 | $1,545-61.4% | $1,160-48.6% | $4,742-87.4% |
| Participant deferral / active EE | $2,846 | $2,819+1.0% | $2,125+34.0% | $6,401-55.5% |
| Admin fee / account holder | $5,219 | $2,587+101.7% | $2,132+144.8% | $11,431-54.3% |