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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,482 | $22,602-93.4% | $65,566-97.7% | $75,173-98.0% |
| Participation rate | 56.6% | 63.1%-6.5pp | 64.9%-8.4pp | 67.2%-10.6pp |
| Annual return | 83.02% | 71.13%+11.9pp | 47.40%+35.6pp | 160.72%-77.7pp |
| Employer contribution / active EE | $416 | $941-55.8% | $1,692-75.4% | $2,671-84.4% |
| Participant deferral / active EE | $807 | $1,695-52.4% | $2,832-71.5% | $4,126-80.4% |
| Admin fee / account holder | $83 | $1,877-95.6% | $4,114-98.0% | $5,651-98.5% |