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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,495 | $167,362-18.4% | $143,799-5.1% | $134,532+1.5% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | 3144.73% | 0.47%+3144.3pp | -0.04%+3144.8pp | 418.27%+2726.5pp |
| Employer contribution / active EE | $1,488 | $5,620-73.5% | $4,952-69.9% | $4,741-68.6% |
| Participant deferral / active EE | $5,333 | $6,447-17.3% | $5,638-5.4% | $6,401-16.7% |
| Admin fee / account holder | $1,274 | $18,094-93.0% | $14,677-91.3% | $11,429-88.9% |