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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,613 | $155,555+9.0% | $146,866+15.5% | $155,188+9.3% |
| Participation rate | 83.3% | 84.0%-0.6pp | 82.5%+0.8pp | 80.8%+2.5pp |
| Annual return | 18.14% | 115.41%-97.3pp | 102.85%-84.7pp | 148.84%-130.7pp |
| Employer contribution / active EE | $4,559 | $4,647-1.9% | $4,425+3.0% | $4,248+7.3% |
| Participant deferral / active EE | $13,684 | $8,044+70.1% | $7,759+76.4% | $6,531+109.5% |
| Admin fee / account holder | $20,753 | $14,755+40.6% | $13,620+52.4% | $14,480+43.3% |