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| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK2+ years Service code 27 · EIN 63-0371391 | Advisory (Plan) | $41,235 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $29,221 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,904 | $91,406-58.5% | $130,062-70.9% | $74,473-49.1% |
| Participation rate | 88.0% | 77.8%+10.2pp | 78.5%+9.5pp | 70.7%+17.3pp |
| Annual return | 128.85% | 23.21%+105.6pp | -137.37%+266.2pp | 34.36%+94.5pp |
| Employer contribution / active EE | $2,055 | $2,565-19.9% | $4,322-52.5% | $2,638-22.1% |
| Participant deferral / active EE | $4,723 | $4,7240% | $5,821-18.9% | $4,530+4.3% |
| Admin fee / account holder | $145 | $283-48.9% | $10,601-98.6% | $347-58.3% |