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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $95,311 |
REGIONS BANK3+ years Service code 27 · EIN 63-0371391 | Advisory (Plan) | $75,805 |
KATZ, SAPPER & MILLER1 year Filed as: KATZ, SAPPER & MILLER, LLP Service code 10 · EIN 35-1090346 | Accounting | $28,750 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,637 | $2,679,533-98.6% | $164,866-77.8% | $199,768-81.7% |
| Participation rate | 75.6% | 78.3%-2.7pp | 78.6%-3.0pp | 72.0%+3.6pp |
| Annual return | 97.19% | 17.93%+79.3pp | 69.97%+27.2pp | 34.26%+62.9pp |
| Employer contribution / active EE | $1,185 | $2,970-60.1% | $4,343-72.7% | $3,037-61.0% |
| Participant deferral / active EE | $3,532 | $5,010-29.5% | $6,033-41.5% | $5,090-30.6% |
| Admin fee / account holder | $191 | $1,982-90.4% | $12,689-98.5% | $269-29.1% |