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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,921 | $78,690-89.9% | $161,489-95.1% | $87,485-90.9% |
| Participation rate | 87.0% | 67.5%+19.6pp | 78.7%+8.3pp | 68.9%+18.1pp |
| Annual return | 19.63% | 32.74%-13.1pp | 89.72%-70.1pp | 26.06%-6.4pp |
| Employer contribution / active EE | $1,015 | $2,588-60.8% | $4,268-76.2% | $2,596-60.9% |
| Participant deferral / active EE | $1,303 | $3,311-60.6% | $5,630-76.9% | $4,274-69.5% |
| Admin fee / account holder | $326 | $6,724-95.2% | $16,006-98.0% | $7,775-95.8% |