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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,921 | $86,050-90.8% | $189,758-95.8% | $94,015-91.6% |
| Participation rate | 87.0% | 68.9%+18.1pp | 79.8%+7.2pp | 70.8%+16.2pp |
| Annual return | 19.63% | 17.77%+1.9pp | 52.62%-33.0pp | 17.84%+1.8pp |
| Employer contribution / active EE | $1,015 | $2,819-64.0% | $4,767-78.7% | $2,790-63.6% |
| Participant deferral / active EE | $1,303 | $3,349-61.1% | $5,856-77.8% | $4,249-69.3% |
| Admin fee / account holder | $326 | $6,627-95.1% | $20,388-98.4% | $8,951-96.4% |