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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,807 | $105,210-81.2% | $159,487-87.6% | $85,851-76.9% |
| Participation rate | 95.2% | 75.8%+19.5pp | 82.8%+12.4pp | 69.3%+25.9pp |
| Annual return | 35.21% | 45.08%-9.9pp | 263.71%-228.5pp | 318.63%-283.4pp |
| Employer contribution / active EE | $3,915 | $3,319+18.0% | $4,831-19.0% | $2,565+52.6% |
| Participant deferral / active EE | $7,931 | $5,946+33.4% | $7,354+7.8% | $3,952+100.7% |
| Admin fee / account holder | $2,624 | $6,934-62.2% | $10,804-75.7% | $6,261-58.1% |