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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,077 | $115,917-88.7% | $100,535-87.0% | $158,982-91.8% |
| Participation rate | 83.3% | 81.6%+1.7pp | 79.4%+3.9pp | 82.0%+1.4pp |
| Annual return | 0.00% | 34.80%-34.8pp | 30.90%-30.9pp | 302.99%-303.0pp |
| Employer contribution / active EE | $2,668 | $4,105-35.0% | $3,419-22.0% | $4,763-44.0% |
| Participant deferral / active EE | $9,334 | $6,677+39.8% | $6,271+48.8% | $5,983+56.0% |
| Admin fee / account holder | $1,232 | $11,002-88.8% | $8,085-84.8% | $11,252-89.1% |