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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,505 | $81,749-23.5% | $58,544+6.8% | $139,456-55.2% |
| Participation rate | 5.9% | 61.3%-55.4pp | 50.9%-45.0pp | 80.3%-74.4pp |
| Annual return | 20.95% | 7425.45%-7404.5pp | 4249.56%-4228.6pp | 373.45%-352.5pp |
| Employer contribution / active EE | $121 | $1,398-91.4% | $1,053-88.5% | $4,753-97.5% |
| Participant deferral / active EE | $1,360 | $2,555-46.8% | $1,923-29.3% | $6,711-79.7% |
| Admin fee / account holder | $3,477 | $3,272+6.3% | $2,520+38.0% | $11,407-69.5% |