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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,855 | $106,247-86.0% | $96,515-84.6% | $139,466-89.3% |
| Participation rate | 28.6% | 77.8%-49.3pp | 74.3%-45.8pp | 80.3%-51.8pp |
| Annual return | 53.14% | 38.47%+14.7pp | 35.73%+17.4pp | 373.66%-320.5pp |
| Employer contribution / active EE | $1,115 | $4,106-72.9% | $3,740-70.2% | $4,754-76.6% |
| Participant deferral / active EE | $2,229 | $5,456-59.1% | $4,880-54.3% | $6,712-66.8% |
| Admin fee / account holder | $0 | $7,885-100.0% | $6,735-100.0% | $11,409-100.0% |